Let's take a trip back in time. I believe it was somewhere around 1999. I was working at AMEV as a Life inspector, and I refinanced my mortgage. As an employee, I received a nice discount on the mortgage interest rate, and I gladly took advantage of that perk. A few years later, I decided to renovate my home, and once again, AMEV was a great resource for me.
Within AMEV, there was a special office for employees, where everything was taken care of when it came to obtaining a mortgage. Coffee was ready, you could always drop by if you had questions, and communication regarding paperwork and the notary was well taken care of. There wasn't literally a red carpet rolled out, but it certainly felt that way. As employees, we were well taken care of.
As a Life Inspector, I was responsible for a large area, from the east of Utrecht to the German border, and I helped intermediaries choose AMEV for mortgages and pensions. Time zones might be getting mixed up now, but I do remember that my clients - the intermediaries - weren't too pleased with our mortgages processing. The communication was unclear. Their clients didn't understand our letters. It took a long time for official quotes to arrive. There were issues with sending documents to the notary.
I couldn't understand it. Weren't we doing everything right? I truly believed that AMEV provided the red-carpet treatment to customers. Because that was my own experience. In Customer Experience, we call that the 'n=1 situation'. My own experience would also be that of our customers and their customers. Additionally, at that time, I didn't realize that I had an inside-out perspective and was heavily influenced by the 'curse of knowledge'. The what?! I possessed much more knowledge about mortgages, legislation, and processes than the customer obtaining a mortgage. That's what you call the 'curse of knowledge'. As a result, I couldn't empathize with someone lacking that knowledge. I lacked an outside-in perspective.
I accompanied an intermediary to one of his clients and immediately saw where we were going wrong. The red-carpet applied only to employees. But I also immediately saw the potential for improvement.
That's precisely why I urge everyone to go on customer visits themselves. Step out of your own processes, systems, and mindsets, and see the world through the eyes of the customer. Wherever the customer is. At the company or simply at home. Identify where customers' needs lie, what keeps them awake at night, and where the real potential for improvement lies. Who knows, you might also see where your organization can provide that red-carpet feeling to customers.
This blog was written for CustomerFirst and published on July 4, 2023
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